Let’s look at the USSD banking code for Stanbic IBTC for airtime recharge, money transfer, and balance checks. It’s not an arduous task. The code was designed to make banking very simple at the convenience of your home and without the Internet. USSD is a short form of Unstructured Supplementary Service Data that has been around since 2010, and ever since its introduction, its functionality has expanded. We will be looking the one of the banking functionality of USSD, which Stanbic Bank introduced to make banking more accessible and the banking hall less crowded. With the Stanbic IBTC banking code, you can transfer money quickly from Stanbic IBTC to other Banks in Nigeria using your mobile phone. In addition, we included Stanbic IBTC USSD codes for checking your account balance and recharging your number.
Note: Stanbic IBTC requires you to use the number you used to open your bank account for the USSD banking functionality to work. If you misplaced that number, you should apply for a change of number in any Stanbic IBTC bank branch so that your new number can be used for USSD banking.
Read Also: UBA bank USSD codes – Recharge, money transfer, pay bills, and balance check
Stanbic IBTC Bank USSD code – transfer money
Stanbic has two different USSD codes to transfer money. One code is used to transfer money to other Stanbic Bank accounts, while the other is used to transfer money to other banks within Nigeria.
- Dial *909*11*amount*account Number# – for transferring to another Stanbic IBTC account.
- Dial *909*22*amount*account Number# – for transferring to other bank accounts in Nigeria.
Quick Example: To send 10,000 Naira to a Stanbic Bank account number, say – 0876454586.
- Dial *909*11*10000*0876454586#. Then confirm with your PIN.
Another Example: To send 10,000 Naira to another bank’s account number, say – 0074454586.
- Dial *909*22*10000*0074454586#. Then insert your PIN.
The above method is quick. If it doesn’t work at all, use this method.
- Dial *909#.
- Enter 1 for My Bank. – Choose the number for other banks if you want to send it to another bank’s account.
- Input 4 for Transfer.
- Enter the required amount.
- Choose the beneficiary’s bank.
- Enter the beneficiary’s account number.
- Confirm details.
- Enter PIN.
Stanbic IBTC Bank USSD code – Recharging airtime
With Stanbic IBTC Bank USSD shortcode, you can quickly recharge the airtime for your phone line or another phone line.
- Dial *909*Amount# – for self-recharge.
- Dial *909*Amount*phone number*mobile operator# – for other phone numbers.
Quick Example: To recharge your phone line with N4,000 airtime.
- Dial *909*4000#.
Another Example: To recharge a different number, say 08153334444 – GLO, with N4,000 airtime.
- Dial *909*4000*08153334444*GLO#.
Read also: Access Bank Transfer Code – Money transfer, Airtime recharge, and check balance
Stanbic Bank IBTC USSD code – check account balance
This one is straightforward – dial 9091*1#.
Alternatively, you can download the Stanbic Bank mobile app, which is available in app stores, to save yourself from remembering these USSD shortcode codes each time. You only need to have a smartphone and internet connection. Nevertheless, the USSD shortcode works with any phone that makes calls and without the internet.
Final words
The idea behind using USSD code for banking is to make it accessible to every customer. Mobile banking apps require an internet connection and a compatible smartphone. Besides, USSD codes are convenient and fast. It is not a reliable replacement for mobile banking applications.
All account numbers and phone numbers used here are only for demonstration purposes.
